Following a major storm, the number one goal of many insurance companies is to expedite the claim process. Often, policyholders are not familiar with coverage and the claims process. This, combined with “storm chasing” adjusters who may not be experienced can lead to denied or severely underpaid claims. A recent study found that homeowners who engage a public adjuster are likely to receive a payout of more than 100% than those who do not.
Hail damage can be challenging due to insurance policy coverage issues as the adjusters all too often do not pay for the replacement of a roof when it suffers damage in multiple locations. Insurance companies like to offer a repair to the roof when the building code or insurance policy often requires a replacement. A common concern is whether the insurance company will agree to a partial repair or a complete roof replacement, and whether they will apply depreciation to your roof.
It’s easy to become of a victim during the claims process. Depending on the insurance company’s adjuster to successfully process your claim efficiently often leads to disappointment. Letting our experienced public adjusters handle your claim will ensure speedy, maximum recovery for your storm loss.